Let us help you eliminate your debt

Our 18-second assessment will determine if you can reduce your debt payments drastically:

Fiona Myburgh

“Thanks very much for everything that your company is doing for me. I really appreciate it. I was close to a heart attack with worry. At least I can sleep easy at night, knowing that all my debt will be taken care of.”

Kamohelo Mokoena

“Thank you for your assistance. You are really a star at your work. I will await the clearance letter. Today is my happiest day. May God bless You and all behind you assisting people. I achieved what I never thought I will. Thank you so much."

Dawid Liebenberg

“Thank you very much, Chantal. Much appreciated! I am most grateful to you and your Team for your unabated support!!”

Why Work With The Paid Off Team? 

We serve as your financial safety net. We assist people overwhelmed with debt to see their salary again within 30 days, without losing their home, vehicle or assets.

Paid Off was created with one goal in mind: To provide peace of mind. We understand that debt can be scary and stressful. Through debt review, we help you take back control of your finances and get you back on track to living debt-free and stress-free.

Review


Complete the Free online assessment. We evaluate your financial position and the result and recommendation is communicated back to you.

Restructuring


Once we receive your signed application forms, you will be registered with the NCR (National Credit Regulator) and you will be immediately protected. Debit orders on your account will be cancelled, and a SINGLE DEBIT ORDER will run for all your creditors. We negotiate lower interest rates and new repayment terms with your creditors.

Implementation


Your journey to becoming debt free is now in motion. 95% of our clients become DEBT FREE within 36 – 60 months.

You don't have to be afraid of debt

We know how to deal with your creditors. Paid Off has helped over 14,000 South Africans escape personal debt.

Frequently Asked Questions

Which types of debt can you help with?

Unsecured debt of any kind. Including credit cards, payday loans, personal loans, and store cards. The debt solution you choose will depend on your individual circumstances, debt level, and number of creditors. We will advise you on the best course of action.

You should be aware that repaying debts more slowly than originally agreed may increase the amount owing and affect your credit rating. The sooner you get started, the better.

How much does it cost?

You won't have to pay a cent for this service. We offer free professional advice. If you qualify for debt assistance, your monthly repayments will be reduced to an amount you can comfortably afford, and that will be acceptable to the debtors. The provider will confirm the associated costs within their terms and conditions if you enter into a financial solution.

What is the timeframe?

It really depends on your circumstances. Every situation is unique. Our friendly experts will answer this question (and any other you may have). We use plain language, simple terms, and no jargon.

Why do I need to speak with someone? I prefer to do everything online.

Although our potential debt solutions can change your life, they are not one-size-fits-all. To give you the best service (and to lift that weight off your shoulders for good), we need to know your situation properly.

Confidentiality is guaranteed. We won't tell your partner or your boss that you spoke to us. It is not unusual for us to speak with thousands of people in the same (or worse) situation as you, so you won't be telling us anything we haven't heard before.

How Can Paid Off Help You?

Debt can grow into a black hole over the course of weeks and months. South Africans often rely on credit cards and loans.

We can help you climb out of a hole if it gets too deep. Our aim is to provide you and your family with safety and security.

  • No further untimely phone calls and harassment from creditors.
  • Immediate protection against legal actions.
  • Become debt free again.
  • You do not get blacklisted.
  • Keep all of your assets.
  • One single, affordable monthly payment to all your creditors.
  • Allows you to regain control of your financial situation.
  • Regain financial freedom.
  • No loans required.
  • No upfront fees payable.

What People Are Saying About Our Solution

“Rachael was so very friendly and patient with me. She immediately returned my calls and assisted me. My knowledge about the new technology is very poor, and she guided me through the whole process, not even once being impatient. A huge THANK YOU again!”

Elna Venter

The challenges in South Africa are unique. To survive, we do what we can. The burden of debt can put you in a rut you don't know how to climb out of.

It's simple with us. You won't hear any jargon. We've got your back. Our goal is to help you pay off your debt.

Our goal is to pay off your debts as soon as possible so you can start living.

2023 © Paid Off. All Rights Reserved.

DISCLAIMER

There are several sources of free debt advice and services that vary depending on the organization you contact. You can contact the NCR by calling 0860 627 627 or visiting their website at www.ncr.org.za. Their hours of operation are Monday through Friday, 8 a.m. to 17 p.m.

*There is no guarantee that the results will be the same for everyone. The monthly debt repayments are reduced based on the performance of the debt review cases administered by our debt solution providers. Results depend on individual circumstances and the success of the solution chosen. Results are not guaranteed and will be considered on a case-by-case basis.